On June 9, 2026, the Bulgarian Financial Supervision Commission (FSC) permanently revoked the insurance license of ZAD DallBogg: Life and Health AD.
If you hold an active DallBogg policy, operate a commercial logistics fleet across the EU, or are waiting on a Motor Third Party Liability (MTPL) accident settlement, your financial rights are actively at risk.
In official partnership with Mikov & Attorneys, a leading asset recovery law firm based in Sofia, Bulgaria, we represent English-speaking policyholders and accident victims in Italy, Poland, Romania, Greece, Spain to secure the compensation they are owed directly from the source.
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The FSC's decision to strip DallBogg of its license was not sudden — it followed a long history of severe regulatory breaches across the EU Internal Market and the Green Card system. The June 9, 2026, revocation was triggered by:
DallBogg failed to comply with minimum capital requirements under the Solvency II regime. Its recovery plan was deemed 'manifestly inadequate' by the FSC.
The company persistently refused to pay due and liquid monetary obligations established by final court decisions in Poland, Romania, and Italy.
The FSC barred DallBogg from freely disposing of its assets. The company is now managed by state-appointed administrators (quaestors).
ZAD DallBogg: Life and Health AD is legally barred from concluding new insurance contracts, extending terms, or expanding coverage.
Relying on a company with a €280 million deficit to cover a catastrophic accident puts your business at extreme personal liability.
We represent victims caught in the cross-border fallout, focusing specifically on jurisdictions where DallBogg was most active before the bans imposed by local regulators like Italy's IVASS, Poland's KNF, and Romania's ASF.
If you suffered property damage or injury in an accident with a driver insured by DallBogg, your claim has likely stalled. We enforce unpaid settlements and bypass DallBogg's paralyzed claims handlers to register your case directly with the relevant European guarantee funds.
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Logistics companies operating on DallBogg MTPL paper carry immense operational risk. We help logistics firms legally extract themselves, secure replacement coverage, and file demands for unearned premium refunds.
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Did you already sue DallBogg and win, only for them to ignore the final judgment? We act immediately to execute those judgments against available state funds before DallBogg's assets are fully liquidated.
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Navigating a foreign insurance collapse requires specialized, multi-jurisdictional legal intervention. Standard customer service emails to info@dallbogg.com will not resolve your unpaid claim.
We operate in an Official Partnership with Mikov & Attorneys, a premier commercial litigation and asset recovery law firm headquartered in Sofia, Bulgaria.
By law, the payment of due compensation under DallBogg's mandatory MTPL policies is now guaranteed by the Bulgarian Guarantee Fund. The advocates at Mikov & Attorneys physically navigate this local bureaucracy on your behalf.
We file direct legal demands with the state-appointed quaestors (Rozalina Gradinarova and Natalia Kumpikova) to formally register your status as a creditor in the impending insolvency proceedings.
If interim measures are required — such as freezing specific bank accounts or executing proceedings before a Bulgarian public or private bailiff — our Sofia-based partners execute these actions immediately under Bulgarian law.
Clear answers to the most pressing questions from policyholders, accident victims, and commercial operators across the EU.
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Yes, technically. The Bulgarian FSC stated that all existing DallBogg policies remain valid until official insolvency proceedings enter into force. However, because DallBogg's assets are frozen and they have a €280 million capital shortfall, they cannot effectively pay out new claims. You should secure alternative coverage immediately.
Under European law, unpaid compensation for mandatory Motor Third Party Liability (MTPL) policies issued by DallBogg is guaranteed by the Bulgarian Guarantee Fund. If you have an unpaid accident claim, you must register it with the Guarantee Fund or your local national equivalent.
The Bulgarian Financial Supervision Commission revoked DallBogg's license on June 9, 2026, due to four primary reasons: a €280 million capital shortfall, an inadequate financial recovery plan, systemic violations of the EU Green Card system, and a persistent refusal to pay court-ordered settlements.
Because DallBogg is registered in Bulgaria, the liquidation of its assets, the freezing of its accounts, and the management of the Bulgarian Guarantee Fund all operate strictly under Bulgarian law and jurisdiction. Partnering with a Sofia-based firm like Mikov & Attorneys ensures your creditor demands are filed correctly with local authorities.
Time is critical. The longer you wait to formalize your claim with the guarantee funds, the harder it will be to recover your money.
"Recovery depends on speed."
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